Skip the cold-start. Acquire an existing an agency and step into ownership with an established book of business — generating renewal income from your very first day.
Why Acquire?
The acquired book comes with existing policyholders. Their renewals are yours from the moment you take ownership — no waiting period, no ramp-up.
You're buying a business with a track record, not a projection. Review real financials, retention rates, and premium data before you commit.
Renewals from the acquired book PLUS new business bonuses from your own growth. Two income streams working simultaneously.
Just like Retail, you show $100K in liquid capital as proof of financial fitness — you don't hand it over. It's yours to use to run your new agency.
Bonus Structure
In addition to day-one renewals, accelerated bonus plans are designed to reward acquisition owners who grow their inherited book rapidly.
| Annual Premium Written | New Business Bonus % | Est. Annual Bonus | On Top of Renewals? |
|---|---|---|---|
| $0 – $150,000 | Up to 3% | Up to $4,500 | Yes |
| $150,001 – $300,000 | Up to 6% | Up to $18,000 | Yes |
| $300,001 – $500,000 | Up to 9% | Up to $45,000 | Yes |
| $500,001 – $750,000 | Up to 12% | Up to $90,000 | Yes |
| $750,001+ | Up to 15%+ | $112,500+ | Yes |
* Bonus tiers are illustrative. Exact structures vary by district, product mix, and annual plan. Contact your District Manager for program-specific details.
An acquired book typically includes auto, home, life, and umbrella policies — a diversified premium base. Renewals begin accruing immediately, creating a predictable income foundation you can grow from.